A better deal on payments for FSB members.

Help small businesses and the self-employed cut the cost of taking payments, keep cash moving and get support when they need it - with exclusive benefits for FSB members.

From 0.79%

Card payments

£3,000

Fee-free processing

£24

Exclusive card reader price

40,000+

Businesses using Lopay

UK-based

Dedicated support

Helping members save

Help members pay less to get paid.

Card processing is an everyday business cost. Lopay gives FSB members access to one of the UK's lowest processing rates - with the potential to reduce fees even further through everyday business spending.

Lowest Rate

Lopay

0.79%

per transaction

SumUp

1.69%

per transaction

myPOS

1.68%*

per transaction

Square

1.75%

per transaction

Around £900 saved every year

For a business processing £100,000 annually, Lopay at 0.79% costs around £790, compared with £1,690 at 1.69%.

Save even more with Lopay Zero

Eligible everyday business spending can earn fee-free processing, helping reduce payment costs further.

*myPOS effective rate based on published pricing and an assumed average transaction value. Competitor pricing should be checked before publication.

FSB member exclusive

A better deal, built specifically for FSB members.

The partnership gives FSB members immediate, tangible savings, while also allowing us to shape a proposition around the way different members trade.

£3,000 fee-free processing

Every eligible FSB member joining Lopay receives £3,000 of fee-free card processing.

Exclusive hardware discounts

Preferential FSB pricing on Lopay hardware, including 50% off Bluetooth Card Readers and discounted Business Terminals.

Exclusive FSB payment plans

We can create bespoke payment plans for FSB members, with preferential pricing and rewards shaped around their needs.

Partner benefits for FSB

FSB can also benefit through upfront commission on new merchants and ongoing revenue share as members continue processing with Lopay.

Final member benefits, plan structure and commercial terms to be agreed with FSB.

Across the FSB membership

Built for businesses of every type.

Lopay supports businesses across the breadth of FSB's membership - from sole traders and mobile businesses to retailers, hospitality venues and established fixed-premise operators - with payment tools, pricing and payout options designed around how they trade.

Taxi & Transport

Portable payments, Tap to Pay and fast access to takings for businesses constantly on the move.

Services & Sole Traders

Simple in-person and remote payments, Payment Links and flexible payouts without unnecessary fixed costs.

Salons & Spas

Fast checkout, tipping, appointment payments and simple transaction reporting.

Vet & Pet

Reliable in-person payments, Payment Links and flexible hardware for practices and mobile services.

Mobile Business

Take payments anywhere using Tap to Pay or portable card readers, with no need for a permanent till setup.